Providing Care to Hard-Working Alabamians
There are thousands of Alabamians who don't make enough money to buy health insurance, but who make too much to qualify for Medicaid with the current eligibility levels. By expanding our Medicaid program, we can provide access to health care for these individuals who:
Work - 60 percent of those who would be eligible are employed.
Don't get preventitive services - Most people without health coverage use the hospital emergency department for their primary care, which is not the most effective way to get care and is a practice that increases health care costs for all of us.
Have no way to access coverage now - Alabama's Medicaid program is among the most restrictive in the country. The only adults eligible are those with children who make less than 12 percent of the federal poverty level, an annual amount of about $1,600 for a family of two and $2,300 for a family of four.
By increasing coverage through Medicaid, it's estimated the state could provide health coverage to about 300,000 people. These are individuals who make $15,000 a year for individuals and $31,000 annually for a family of four.
It's important to note that the expansion is only about increasing who would be eligible. It does mean an increase in benefits.
Best of all, the federal government would pay 100 percent of the expansion cost for the first three years, reducing the amount to 90 percent in 2020 and thereafter.